Covered.
But not supported.

Health insurance protects when things go wrong. That still matters. But health today starts earlier. Prevention. Wellbeing. Direct access to healthcare. All that is now possible. That's where expectations have moved. But the system hasn't caught up. 

Until now.

On top of your existing coverage.

DKV Nova is built into the DKV App giving members direct access to physical care, mental health support, and wellbeing tools.

teleconsultation medecin general

General partitioner teleconsultation

Access a medical teleconsultation wherever you are, in 30 minutes or by appointment.

dermatologie consultation

Dermatology

Consult a certified dermatologist online, with no waiting list and no appointment: complete a questionnaire and send photos of your skin to receive a diagnosis.

psychologue consultation

Psychologist

Find the perfect psychologist for your needs and connect how you prefer: by phone, video consultation, or in person.

soutien de crise

Crisis support

Immediate psychological support and emotional stabilization if you are experiencing sudden trauma or an urgent personal crisis.

coaching pour arreter le tabac

Smoking cessation coaching

A structured behavioural coaching program designed to guide you step-by-step toward quit smoking for good.

coach sportif personnel

Sleep support coach

Targeted, short-term coaching to restore restful sleep, overcome insomnia, and rebalance your natural biological rhythm.

coaching sommeil

Mental health and wellbeing support tools

Your 24/7 wellbeing space: assess yourself, track your progress, and recharge with our blogs, podcasts, and practical exercises.

therapie kinesitherapeute

Personal Exercise coach

Boost your physical and mental well-being with a dedicated coach. Together, create a tailor-made activity routine perfectly adapted to your daily life to reclaim your full energy.

therapie physiotherapeute

Kinesiotherapist

Rediscover the joy of movement. Find a kinesiotherapist near you and enjoy a tailored program to restore your mobility, correct your posture, and get back in shape.

bien etre mental

Physiotherapist

Find a physio near you to diagnose and treat your pain. Get targeted support to heal your injuries and say goodbye to chronic pain.

Nutritionist

Find a nutritionist to transform your eating habits. Boost your daily energy, manage your weight, and take care of your health with tailored support.

For employees and their family members

Health support for everyone in the room.

dkv app nova healthcare care when you need it

1Care when you need it, not when the system allows it.

No waiting rooms. No two-weeks delay. When something feels off, act on it the same day through the DKV App you already have.

dkv app nova healthcare centralized access

2One place to start, no matter what the concern.

General practitioner consultation, physical and mental wellbeing programs. All in one place, without having to figure out where to go first.

dkv app nova healthcare centralized access

3Support before it becomes a problem.

Address health concerns early, before they escalate. Not after they already have.

dkv app nova healthcare care when you need it
dkv app nova healthcare centralized access
dkv app nova healthcare centralized access

For employers

Health support for everyone in the room.

dkv app nova healthcare chat with nova

1Care that is always on.

DKV Nova adds value in the space where most health benefits go quiet. Every day, not just when something goes wrong.

dkv app nova healthcare chat with nova

2Healthier teams. Happier people.

Early access to care reduces the likelihood of health concerns turning into long-term sick leave. A workforce that feels supported stays longer and performs better.

dkv app nova healthcare benefits

3A benefit your employees will actually use.

Built into the DKV App employees already open. No new platform to adopt, no onboarding friction, no benefit that gets forgotten after the first week.

dkv app nova healthcare chat with nova
dkv app nova healthcare chat with nova
dkv app nova healthcare benefits
logo dkv color

 

Your company doesn't have DKV ambulatory coverage yet?

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FAQ

Everything you need to know about DKV Nova before its launch.

No. DKV Nova offers additional services provided aside from your current DKV Corporate ambulatory plan. It will be available for one-person businesses to large-scale enterprises. So nothing changes. You just get more from what is already in place.

Through the DKV App they already have. No new login, no separate platform, no onboarding process. Services are available from the moment DKV Nova goes live.

From September 2026, here is what you get access to through the DKV app: 

  • You can consult a general practitioner via video, any time of day or night, 24/7 

  • You can get advice from a dermatologist via chat and receive a diagnosis within 48 hours

  • You can talk to a psychologist via video, phone, or face-to-face; your first session is fully offered by DKV 

  • You can reach crisis support by phone immediately, any time, 24/7 

  • You can get structured coaching to quit smoking, via video or phone 

  • You can work with a personal sleep coach to improve your rest and recovery 

  • You can train with an online personal coach 

  • You can access a kinesiotherapist for movement therapy and physical rehabilitation 

  • You can see a physiotherapist for physical recovery and support, face-to-face 

  • You get access to a full mental health and wellbeing platform; daily check-ins, burnout scans, self-help programs, coaching, and a content library

DKV Nova combines a clear, coherent proposition with the trust of Belgium's most experienced health insurer and the sales distribution network that already serves those clients. It is unique because it offers a truly holistic approach, focusing equally on body and mind, bridging the gap between curative and preventive care. 

No extra subscriptions, no fragmented experience, no standalone app disconnected from actual coverage.

DKV Nova combines digital accessibility with professional expertise. Every service on the platform is delivered by qualified professionals, selected and vetted by third party service providers: certified general practitioners, licensed dermatologists, accredited psychologists, and trained coaches, selected and vetted by the service providers against strict quality standards. 

DKV does not build the services itself. It curates them to ensure a broad, high-quality offering. Each partner is vetted for clinical quality, reliability, and alignment with DKV's own standards. 

All practitioners operate in Belgium and are available in Dutch, French, and English. The result is a premium health experience that is both digitally accessible and professionally grounded.

Teleconsultations with a General Practitioner are fully offered, no claim required. The first psychologist consultation is covered by DKV. Subsequent psychology sessions, specialist consultations, and treatments such as kinesitherapy, physiotherapy, sleep coaching, and smoking cessation are reimbursed according to the terms of the ambulatory plan. However, the cost of the personal coach is entirely the responsibility of the insured.

DKV Nova works alongside existing coverage, not instead of it. If an employee or a family member needs care beyond what the platform provides, the General Practitioner, the psychologist, the coach or the dermatologist on the platform can refer them to the appropriate specialist. Their existing DKV coverage takes it from there, exactly as it always has.